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A Guide to Your Credit History – U.S. News & World Report (blog)



A Guide to Your Credit History
U.S. News & World Report (blog)
Credit card utilization rate. This is how much of your total available credit card limits you're using. Generally, the lower your credit card utilization rate, the higher your score. Try to keep your rate between 1 and 20 percent – lenders like to see ...

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