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Joe Raedle / Getty Images – Business Insider



Joe Raedle / Getty Images
Business Insider
John Ulzheimer has 13 credit cards, but he's never paid a cent in interest, his credit score stays above 800, and he's never dug his way out of consumer debt. That's because he knows exactly what he's doing. Ulzheimer, credit expert at CreditSesame.com ...

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